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What happens if you’re a passenger in a rideshare accident? Whether you’re heading home from a Stingrays game or preparing for “the big game” next weekend, being a passenger in a wreck is a confusing experience. In this segment from Palmetto Life, Charleston car accident attorney Trey Harrell breaks down exactly what you need to do to protect yourself.
Key Takeaways from the Video
- The “Big Game” Safety: We are officially in the countdown to next weekend’s championship game. While we call it “the big game” to avoid trademark issues with the NFL’s “Super Bowl,” the safety risks are very real. This is why the “Trey Helps You Uber” initiative provides vouchers—to give Charleston neighbors a safe way home.
- The Insurance Layers: A rideshare accident isn’t a typical wreck. You are dealing with multiple layers of coverage, including Uber’s $1 million policy, the driver’s personal insurance, and potentially your own underinsured motorist coverage.
- The “Screenshot” Rule: One of the biggest mistakes passengers make is not documenting the trip. Local Charleston attorney Trey Harrell explains why you must screenshot your active ride in the app immediately after a collision to prove your “status” and trigger the $1 million corporate policy.
- Status Matters: Whether the driver was on their way to pick you up, had you in the car, or had just dropped you off determines which insurance bucket is available.
- Ask the Question: Even if you aren’t sure you have a case, getting expert advice early prevents you from being left in the dark months down the road.
As always, thanks @live5news-wcsc and the awesome folks at @PalmettoLife for letting me come on!
*Please remember that no Legal advice intended. Such materials are for informational and entertainment purposes only and may not reflect the most current legal developments. These informational materials are not intended, and must not be taken, as legal advice on any particular set of facts or circumstances. You need to contact a lawyer licensed in your jurisdiction for advice on specific legal issues problems.